Carolina Home Mortgage Group Corporation (CHMG) first started operating in Columbia in 1986 and primarily 
concentrated on  FHA loans. We have recently expanded our product line to meet  the needs of today’s 
borrowers. A few examples are: 

FICO scores as low as 500.
Debt-to-income ratios up to 55%.
No document programs for those individuals that have fluctuating income or for simplicity.
PMI not required on 100% financing. 

*No Down payment, some closing costs may be required.